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Square Loyalty vs FaveCard: Free, No POS Needed

The best Square Loyalty alternative for a business that does not run on Square, or does not want to pay from day one, is FaveCard: it is free and works with any point-of-sale, or none at all. Square Loyalty is a strong choice if you already use Square POS, but it is paid and only works inside the Square ecosystem.

Last verified: July 2026

FaveCard Square Loyalty
Free-forever plan $0, no time limit 30-day trial, then paid
Entry price Free (paid plans available) From ~$45/mo per location, or Square Plus $49/mo
Works without Square (any POS, or none) Any register, or no POS at all Requires Square POS
How customers use it A card on their phone (Apple & Google Wallet on Pro) Points tied to a phone number or card at checkout
Card in Apple & Google Wallet paid plan Points at checkout, not a wallet card
Loyalty type Stamps & flexible rewards Points (spend-based)
In-person self-serve / kiosk stamping paid plan At the Square register
One-tap Google review requests paid plan Not built in (Square Marketing is separate)
Set up without hardware About 5 minutes Runs on Square POS hardware/app
On the market since 2025 2016

Who each is best for

Square Loyalty is a points-based programme built into the Square ecosystem. Its real strength is integration: if you already run Square as your point-of-sale, loyalty points are earned automatically at checkout, tied to the customer's phone number or card, with nothing extra for staff to do. For a Square business, that seamlessness is genuinely hard to beat.

FaveCard is the better fit if you do not use Square, or you want to start for free. It is point-of-sale-agnostic (it works alongside any register, or none), sets up in minutes, and gives your customers a loyalty card they keep on their phone, with Apple and Google Wallet passes on a paid plan.

Where FaveCard pulls ahead

1. Free, and no point-of-sale lock-in

This is the biggest difference. Square Loyalty only works if Square is your POS, and it is paid: a standalone add-on from around $45/month per location, or bundled into Square Plus at $49/month per location, with a 30-day trial and no free tier (Square's pricing). FaveCard runs for free on any setup, or none, so you are not tied to one payment vendor. See the pricing page for current plans.

A FaveCard digital loyalty card on a customer's phone

2. A card on the phone, not just points at the register

With Square, loyalty lives as points attached to a phone number or card at checkout. With FaveCard, each customer gets an actual loyalty card they keep on their phone, and on a paid plan it becomes a native Apple or Google Wallet pass, front and centre in their wallet, with no app to download.

3. Turn visits into reviews and repeat visits

On a paid plan, FaveCard adds one-tap Google review requests, automated birthday offers, and promotion campaigns pushed to the wallet card. Square's marketing (email and text campaigns) is a separate Square Marketing subscription on top of the loyalty cost.

4. Start in minutes, no hardware

FaveCard needs no terminal and no POS integration: create your card, share a QR code or link, and start stamping in about five minutes. Square Loyalty assumes you are already set up on Square POS.

When to choose Square Loyalty instead

An honest read, because for a Square business it is a strong option:

  • You already use Square POS. Points are earned automatically at checkout, with no extra step, which FaveCard cannot match without a Square integration.
  • You want spend-based points and tiers rather than a stamp card.
  • You want everything in one vendor (payments, POS, loyalty, marketing) and are happy to pay for the bundle.

If you do not use Square, or you would rather start free and keep your loyalty independent of your till, FaveCard is the stronger choice.

How we verified this: Square Loyalty's pricing and model were checked on Square's loyalty page and pricing page in July 2026. Square prices vary by region and monthly loyalty visits, so check the source before relying on them.

Frequently asked questions

Is Square Loyalty free? +

No. Square Loyalty has a 30-day free trial, then it is paid: a standalone add-on from around $45/month per location (rising with your monthly loyalty visits), or bundled into Square Plus at $49/month per location (verified July 2026). There is no free tier. FaveCard offers a free-forever plan at $0.

Do I need a Square POS to use FaveCard? +

No. FaveCard works with any point-of-sale, or none at all, and sets up in about five minutes with no hardware. Square Loyalty only works if Square is your point-of-sale system.

Does Square Loyalty put a loyalty card in Apple Wallet or Google Wallet? +

No. Square Loyalty tracks points against a customer's phone number or card at checkout, rather than a wallet pass. FaveCard gives customers a card on their phone, and adds a native Apple and Google Wallet pass on a paid plan.

Is FaveCard a good Square Loyalty alternative for a small business? +

Yes, especially if you do not use Square, or want to start free. Square Loyalty is the better fit if you are already on Square POS and want points earned automatically at checkout.

What does Square Loyalty do better than FaveCard? +

Deep Square POS integration (points earned automatically at the register), spend-based points and tiers, and the scale of the Square ecosystem, in business since 2016.

Start free with FaveCard

A beautiful loyalty card in Apple & Google Wallet. No app for your customers, no cost to start.

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